June 15, 2018
“A debt collector started calling my home a few weeks ago. They were calling 10+ times a day. I asked them to direct their calls to my lawyer, but they kept calling me at home. The other day, I found out they’ve started calling my family members. That was the last straw — I’ve complained to Consumer Protection BC.”
– Jeremy, Burnaby, BC
If you find yourself in debt, the financial worries are just part of the story. Legal problems can make matters worse. Maybe you're being hassled by a debt collector. Perhaps someone you owe is trying to seize your property. Or take money from your wages. Knowing your legal rights can help you deal with these kinds of issues.
We've published five new pages that provide guidance on dealing with debt problems:
First steps to take in dealing with debt: Get a start on turning things around (and containing the damage).
Dealing with debt collectors: Tips to help you deal with debt collectors and collection agents.
A creditor wants to repossess your property: Understand your rights if someone you owe is trying to seize your property.
A creditor wants to take money from your wages or bank account: Learn your rights if a creditor is trying to garnish your bank account or wages.
If your spouse declares bankruptcy: Find out how you'll be affected if your spouse declares bankruptcy.
A big thank you to Vancouver lawyers Timothy Louman-Gardiner, David Madani, and retired lawyer Katherine Wellburn for reviewing these pages for legal accuracy.